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E46 M3 (2001-2006) Engine: S54 - Max Hp: 333 hp at 7,900 rpm / 262 lb/ft at 4,900 rpm
Total Produced: 45,000+ - Years Produced: 2001 to 2006.


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Old Sat, Jan-14-2017, 10:10:49 PM   #31
SQ13
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

Must be my age because Grundy won't give me a quote, and Hagerty wants me to pay $4,000+/year.
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Old Sat, Jan-14-2017, 10:21:15 PM   #32
natethegreat
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

The online quote was about 1400 for me, but I am going to call them this week.
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Old Sat, Jan-14-2017, 10:27:48 PM   #33
BevsM3
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

Here's one more.

$30,000 value

$500,000 Bodily Injury and Property Damage Liability Coverage Limit
$500 Physical Damage Deductible for all vehicles

$414/year
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Old Sun, Jan-15-2017, 12:20:02 AM   #34
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

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Originally Posted by BevsM3 View Post
Here's one more.

$30,000 value

$500,000 Bodily Injury and Property Damage Liability Coverage Limit
$500 Physical Damage Deductible for all vehicles

$414/year
What are the stipulations? That's about half of what I currently pay.
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But what I see daily are typical German car colors; blacks, silvers, grays and whites. They look nice, I agree, but to me the appeal is what the M cars were in the 1980s an event. Its not so much that I want to be noticed, but more that I want to stand apart from the crowd. And to me, Phoenix Yellow and Laguna Seca Blue are two of the best ways to differentiate your M3 experience from the norm.
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Old Sun, Jan-15-2017, 02:01:38 AM   #35
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

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Originally Posted by BevsM3 View Post
I just got a couple of quotes online. The first two @$35,000

1. $300,000 Bodily Injury and Property Damage Liability Coverage Limit
$500 Physical Damage Deductible for all vehicles

This came out to $579/year

2. $100,000 Bodily Injury and Property Damage Liability Coverage Limit
$250 Physical Damage Deductible for all vehicles

$471/year

3. $100,000 Bodily Injury and Property Damage Liability Coverage Limit
$25,000 Physical Damage Deductible for all vehicles

$347/year set @$25,000 value
My Hagerty is $616/yr for $25k $250/$500. I am allowed to drive $5k per year. Not sure if my storage factors in to a slightly higher rate. I store my car mostly at my shop, not my house, which is stated on the policy
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Old Sun, Jan-15-2017, 01:45:23 PM   #36
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

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Originally Posted by bimmerfan08 View Post
What are the stipulations? That's about half of what I currently pay.
I will call tomorrow to find out. My regular insurance through Allstate is $1100 right now. Not sure how the multi car discount will change with my current policy but looks like it will still benefit me to change.
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Old Sun, Jan-15-2017, 02:08:50 PM   #37
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

How can I use my car?

Grundy wants you to enjoy your car, not keep track of mileage like some programs with limitations. Therefore, we give you unlimited miles for pleasure driving and in collector car-oriented activities. It is even OK if occasionally you drive your collector car to work to show it off to friends. However, your collector car must not be used as a daily driver. We require you and all licensed drivers in your household to have a modern car for everyday use.

When you have your car at home, it must be kept in an enclosed, secure garage when not in use. If you are away from home on extended outings your car is fully protected if you must park it outside, for example in a hotel parking lot. Grundy coverage includes Trip Interruption that reimburses you for hotel and repair costs in the event of a breakdown, and we also reimburse you for towing and labor charges up to $250. You can count on Grundy as you cruise.
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Old Sun, Jan-15-2017, 06:15:20 PM   #38
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

30k coverage from Grundy's as well $400 a year.


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Old Sun, Jan-15-2017, 07:01:11 PM   #39
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

Quote through Grundy: $329/year for my M3 with $500 deductible. $339/year by changing the deductible to $100. Need to scan the fine print though.
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But what I see daily are typical German car colors; blacks, silvers, grays and whites. They look nice, I agree, but to me the appeal is what the M cars were in the 1980s an event. Its not so much that I want to be noticed, but more that I want to stand apart from the crowd. And to me, Phoenix Yellow and Laguna Seca Blue are two of the best ways to differentiate your M3 experience from the norm.

Last edited by bimmerfan08; Sun, Jan-15-2017 at 07:32:29 PM.
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Old Sun, Jan-15-2017, 08:08:29 PM   #40
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Default Re: Just added my E46 M3 to my existing classic car insurance policy

i put my car on MetroMile. $30/mo if i don't drive at all... then 4.5c/per mile if i do.

i'll have to check out Grundy as well.
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Discussing Just added my E46 M3 to my existing classic car insurance policy in the E46 M3 (2001-2006) Forum - Engine: S54 - Max Hp: 333 hp at 7,900 rpm / 262 lb/ft at 4,900 rpm
Total Produced: 45,000+ - Years Produced: 2001 to 2006. at BMW M3 Forum.com (E30 M3 | E36 M3 | E46 M3 | E92 M3 | F80/X)