[spaghettiM3]

I do plan on staying on them to get a correct evaluation done. Removing my car as a comp and the e46 should help the value on my car.

Currently, there are only 7 1999 M3 Coupes for sale in the United States on Autotrader (source they used) and the lowest priced M3 is at $17k with 160k miles.

[tsmith25]

Originally Posted by Double E

Correct. I gave 7 comparable quotes when my jeep (a WJ) was wrecked and they found reasons NOT to include any of them. No longer for sale, not able to contact the seller, etc. One was rejected because the geographical limit of their search was set to 150 miles and I had a comparable one 152 miles away. At least make them compare apples & apples.

Agreed on value is what we must consider or the man is just going to stick it to us.

They actually ran their adjustments on two of them that I sent in. They got about $9k, then threw them out because they were "inflated values"

I thought of a few other things.

If you can get the money back that you put into it, that is a win.

It is probably best for you to take a check and owner retain. Then you can sell it to somebody as a donor/race car for $2k-$3k. Since yours is completely cosmetic damage, you might even be able to get $4k for it. Obviously, make sure that you get the ACV high enough first.

I just accepted the settlement yesterday on mine, and by the time I sell the car as a donor, I will basically get what I had in it back.

Keep in mind that if you owner retain, they will subtract tax and tag from the settlement as well as the salvage value. Mine was a salvage value of $810, and it took about 400 of tax and fees off as well, so about $1200 below what the value report shows.

By selling the car myself, I will end up at least $800 better off since $2k is about the minimum price. I am hoping for $2500-3000 though.

[spaghettiM3]

Originally Posted by tsmith25

They actually ran their adjustments on two of them that I sent in. They got about $9k, then threw them out because they were "inflated values"

I thought of a few other things.

If you can get the money back that you put into it, that is a win.

It is probably best for you to take a check and owner retain. Then you can sell it to somebody as a donor/race car for $2k-$3k. Since yours is completely cosmetic damage, you might even be able to get $4k for it. Obviously, make sure that you get the ACV high enough first.

I just accepted the settlement yesterday on mine, and by the time I sell the car as a donor, I will basically get what I had in it back.

Keep in mind that if you owner retain, they will subtract tax and tag from the settlement as well as the salvage value. Mine was a salvage value of $810, and it took about 400 of tax and fees off as well, so about $1200 below what the value report shows.

By selling the car myself, I will end up at least $800 better off since $2k is about the minimum price. I am hoping for $2500-3000 though.

I agree that I could sell it for a decent price, considering the Modena Vader interior, solid engine and transmission, plus I just put coilovers on it 10 miles ago.

I'm also wondering if they end up agreeing with a higher value, if they'll have the damage fixed.

Obviously, there is still a lot to figure out and of course once I rejected the settlement offer, they have been dragging their feet.

[spaghettiM3]

Originally Posted by Double E

Provide them the receipt for the coilovers. They will consider all receipts for recent work, tires and upgrades.

Thankfully the rest of the parts I've bought weren't on the car yet!

I have a pile of OEM LTW parts, OEM Euro parts and a few other pieces.

If I get back into another e36 M3, i'll be set with parts, otherwise they'll be for sale on here in a few weeks!

[westopher]

If you have a carbon console sell it to me!
Honestly though, I think you can get it sorted out. Insurance companies go in to these thinking people won't put in the time to play hardball

[Nate047]

What insurance provider do you have?

[spaghettiM3]

Originally Posted by westopher

If you have a carbon console sell it to me!
Honestly though, I think you can get it sorted out. Insurance companies go in to these thinking people won't put in the time to play hardball

Haha I do have that! If I go a different route, i'll let you know first.

I'm ready to play hardball! Thankfully, it isn't my daily driver, so i'm not desperate to settle.

Originally Posted by Nate047

What insurance provider do you have?

Geico

[tsmith25]

I submitted a receipt for $500 of parts that I installed the day before my accident, and only got a $93 increase in value...

since your deal is with your own company, if it comes to it, there is usually an "appraisal clause" within your policy contract. basically you higher an appraiser, and they higher an appraiser. Then the two of them agree on a price.

The biggest mistake that I made during my 3 month ordeal, was my perspective. I was focused on getting them to give me a fair price rather than how I could manipulate everything to move past the whole situation. I also may have threatened lawsuits and tried to fight against them rather than coerce them. What they are paying me is a crime, but like I said earlier, I have found a way to add up to enough for me to move on.

Positive side... If the inspection shows the car that has been described to me(notebook of OCD maintenance), I am picking up a 1999 5spd estoril/dove coupe next friday to replace the crashed one.

You will have a good result in the end. You may have to be creative and patient to obtain it though.

[spaghettiM3]

Originally Posted by tsmith25

Positive side... If the inspection shows the car that has been described to me(notebook of OCD maintenance), I am picking up a 1999 5spd estoril/dove coupe next friday to replace the crashed one.

You will have a good result in the end. You may have to be creative and patient to obtain it though.

Best of luck on the new car! Thanks for the input/advice.

[Shock(/\)ave]

Please read this thread for my proven advice on how to handle your exact situation with your insurance company.