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E46 M3 (2001-2006) Engine: S54 - Max Hp: 333 hp at 7,900 rpm / 262 lb/ft at 4,900 rpm
Total Produced: 45,000+ - Years Produced: 2001 to 2006.


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Old Mon, Dec-04-2017, 05:57:21 PM   #1
z531519
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Default My M3 Totalled, Need Advice

My wife got hit in the intersection so we are dealing with the other parties insurance. It is a 2005 with 98K, mostly stock with square wheels. Insurance gave me 20K (including sales tax). I am contesting since
a) there's nothing available here locally, in fact i bought the M3 out of state. I will for sure have to buy out of state and deal with PPI and shipping, and all the hassles involved.
b) I searched autotrade, most i've seen are in 23-27K (not including EAG samples, but sure would love one for peace of mind).
c) finding a proper replacement is hard work -- i.e. proper color, proper maintenance etc.

What do you guys think, is 20K reasonable at all from the insurance? To those that dealt with insurance, what's my leverage considering we are not at fault in this accident?

Here's a pic of the damage. I though of buying it back, a body shop says he think he can do it for 3K (including side airbags) but that's just from the pictures. I'm afraid that there could be frame damage. Would you buy this back?

20171124_142202.jpg
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Old Mon, Dec-04-2017, 06:02:52 PM   #2
FK
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Default Re: My M3 Totalled, Need Advice

My buddy got 25k for his 06 IB with 131k.

Keep contesting.
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Old Mon, Dec-04-2017, 06:06:34 PM   #3
bimmerfan08
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Default Re: My M3 Totalled, Need Advice

That is going to be more than $3k to repair
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Old Mon, Dec-04-2017, 06:22:45 PM   #4
z531519
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Default Re: My M3 Totalled, Need Advice

Quote:
Originally Posted by FK View Post
My buddy got 25k for his 06 IB with 131k.

Keep contesting.
Cool, glad to hear i am not off the mark.
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Old Mon, Dec-04-2017, 06:24:38 PM   #5
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Default Re: My M3 Totalled, Need Advice

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Originally Posted by bimmerfan08 View Post
That is going to be more than $3k to repair
I am not convinced as well, getting another bigger shop to do an estimate as well. But i am not convinced it is worth it, the rear seat shows that it squeezed in a bit so i am afraid that is more damage than i would want to deal with.
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Old Mon, Dec-04-2017, 06:39:29 PM   #6
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Default Re: My M3 Totalled, Need Advice

Unless you plan on turning it into a track car, might want to let that one go.
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Old Mon, Dec-04-2017, 07:34:57 PM   #7
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Default Re: My M3 Totalled, Need Advice

That estimate is way off..

Just the quarter panel skin alone will run you 900 bucks..

I had a similar hit as that one and there were tons of parts that needed to be bought, lucky me i had a parts car laying around.

You are probably looking at 5 to 6k after everything is settle and done.

Most likely they will repaint the door and the fender to blend in..

They also have to use that BMW foam stuff for the panels.

Your suspension also looks off.

I guess if u can get 24+K for the car, buy it back for 5k, dump 5 or 6 and pocket the rest.. its ok..
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Old Mon, Dec-04-2017, 09:50:16 PM   #8
silvergray545
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Default Re: My M3 Totalled, Need Advice

I'm surprised they're giving $20k right off the bat.

I'd figure out the extent of the damage first. Can't imagine there's frame damage but I'm just looking at a picture. Might have a couple bent suspension pieces but that's not a big deal. Getting hit in the rear quarter is the worst place because it's a pain to fix. If a shop can do it properly, I'd probably buy it back.
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Old Mon, Dec-04-2017, 11:14:08 PM   #9
delvin
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Default Re: My M3 Totalled, Need Advice

Send comps and then more comps and then more until you get the price you want. I'd send the EAG ads in as well, it won't hurt your case.

I would not buy it back because I wouldn't want a car I know has been hit. Best of luck sir!
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Old Tue, Dec-05-2017, 12:29:07 AM   #10
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Default Re: My M3 Totalled, Need Advice

Let it go and keep getting those comps to get your $$$ out of it. Bad luck OP.
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Discussing My M3 Totalled, Need Advice in the E46 M3 (2001-2006) Forum - Engine: S54 - Max Hp: 333 hp at 7,900 rpm / 262 lb/ft at 4,900 rpm
Total Produced: 45,000+ - Years Produced: 2001 to 2006. at BMW M3 Forum.com (E30 M3 | E36 M3 | E46 M3 | E92 M3 | F80/X)