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-   -   Insurance coverage -- who do you have? (http://www.m3forum.net/m3forum/showthread.php?t=592755)

spaghettiM3 Tue, Oct-10-2017 10:12:38 PM

Insurance coverage -- who do you have?
 
In order to avoid the insurance fiasco I had with my last M3, I've been looking at getting a policy with a "Guaranteed Value".

I've been working with Hagerty today and have received a quote with a guaranteed value that I picked.

Has anyone here had experience with Hagerty? I did google this and found mixed reviews from classic/collector car owners.

If not Hagerty, who do you use?

Obviously the majority of our M3's don't fall into the NADA/KBB values that the standard insurance policy covers.

M-technik-3 Tue, Oct-10-2017 11:03:06 PM

Re: Insurance coverage -- who do you have?
 
I was using grundy but switched to American Classics because the give multi car discount as I have standard insurance with USAA.

qwkslvrnsx Tue, Oct-10-2017 11:14:18 PM

Re: Insurance coverage -- who do you have?
 
Hagerty- reputable, super easy to deal with and you can pretty much get insured online, just need to email pics of the car, including engine bay & trunk.

Maxima SE Wed, Oct-11-2017 03:25:30 AM

Re: Insurance coverage -- who do you have?
 
Quote:

Originally Posted by M-technik-3 (Post 1067731243)
I was using grundy but switched to American Classics because the give multi car discount as I have standard insurance with USAA.

Quote:

Originally Posted by qwkslvrnsx (Post 1067731255)
Hagerty- reputable, super easy to deal with and you can pretty much get insured online, just need to email pics of the car, including engine bay & trunk.


my grundy quote was way more than hagerty and american classic is significantly less than both. So american classics covers your daily too? Ive heard good things about hagerty but the only thing holding me back is the fact that they require you to have a daily driver but dont cover it. this means I would have to shell out another several hundred bux a year to cover my daily through some other company.

LockDots Wed, Oct-11-2017 11:29:14 AM

Re: Insurance coverage -- who do you have?
 
Another for Hagerty here.

Poorhouse Wed, Oct-11-2017 01:48:43 PM

Re: Insurance coverage -- who do you have?
 
Hagerty on both BMWs.

I've heard nothing but good things about their claims handling.

Double E Wed, Oct-11-2017 02:33:21 PM

Re: Insurance coverage -- who do you have?
 
Hagerty & the agreed (or guaranteed) value...whatever they call it.
Also, don't fall for their "roadside assistance" program.

They'll enroll you automatically and then charge you for it. Ask for it to be removed as long as you have some other roadside program or don't use those anyway.

Maxima SE Wed, Oct-11-2017 03:14:53 PM

Re: Insurance coverage -- who do you have?
 
Do you guys with haverty have your daily insured with someone else ?

spaghettiM3 Wed, Oct-11-2017 03:19:16 PM

Re: Insurance coverage -- who do you have?
 
Thanks all!

My daily is insured through Geico, which is pretty cheap and other than my M3 claim, they've been easy to deal with.

Double E Wed, Oct-11-2017 08:35:47 PM

Re: Insurance coverage -- who do you have?
 
Someone else for the other vehicles.


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